Yacht Insurance

Bespoke protection for superyacht risks.

Superyacht ownership combines high-value assets, global cruising, crew responsibilities and complex liability exposures.

At United Risk Partners, we arrange tailored insurance for superyacht owners, captains, managers and advisers. With more than 20 years’ specialist experience, we provide discreet, personalised support for yachts operating across multiple jurisdictions.

Who we support:

  • Superyacht owners and family offices
  • Yacht captains and crew
  • Yacht management companies
  • Charter programme operators
  • Private client advisers
  • Yacht brokers and legal advisers
  • New-build and refit projects
  • Owners with global cruising plans

What we cover

Every superyacht has its own operating profile. We work with you to understand the risks and arrange insurance that can include:

Hull and machinery insurance

Protection for physical loss of or damage to your yacht, machinery, equipment and associated assets.

Protection and indemnity insurance

Liability protection for third-party claims arising from the ownership or operation of your yacht.

Crew and guests insurance

Specialist cover for medical expenses, personal accident and welfare exposures affecting crew and guests.

War risks and piracy insurance

Protection for risks associated with operating in high-risk areas, helping support confident global navigation.

Tenders and submersibles insurance

Cover for the specialist vessels and equipment that form part of your yacht’s operation.

Cyber insurance

Protection for digital and cyber exposures affecting onboard systems, data and connected operations.

Expertise for complex Yacht placements.

Yacht risks are rarely straightforward.

Our brokers combine sector knowledge with access to domestic and international insurance markets, including Lloyd’s of London, to help place complex or difficult-to-insure risks.

We take a practical, responsive approach—working to understand your operations, identify the exposures that matter and build a cost-effective insurance programme around your needs.

Talk to an expert in Yacht insurance.

Discuss your requirements with us.

From a high-performance sailing yacht to a large motor yacht with an international cruising programme, United Risk Partners can help you find the right protection for your vessel, crew and wider interests.

Tom Montgomery

tom.montgomery@urpinsure.com