Tom Montgomery
Head of Yachts & HNW

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Introducing Tom
Tom Montgomery has over 20 years of experience in the private clients and ultra-high-net-worth (UHNW) insurance market, advising and brokering complex risk solutions for a discerning global clientele.
With a background in marine law and a career that began at a prestigious Marine P&I Club, Tom quickly progressed to underwriting roles at a leading Lloyd’s of London syndicate, where he specialised in high-value, cross-border marine and luxury asset risks.
Over the past two decades, Tom has cultivated a deep and trusted network among family offices, private banks, and UHNW individuals, particularly those with net worths exceeding $1 billion. He has successfully brokered some of the world’s most valuable superyachts, private aviation fleets, blue-chip fine art collections, and international luxury property portfolios—often involving highly bespoke and multi-jurisdictional insurance arrangements.
Tom currently serves as Rear Commodore of the Royal Thames Yacht Club in Knightsbridge, the oldest continuously operating yacht club in the world. He is also a published author and contributor on superyacht insurance and ownership, frequently invited to speak at industry events and UHNW forums. A passionate yachtsman, Tom has proudly represented his country in international sailing competitions and continues to compete and advise within the sport.


