Personal Accident Insurance

Specialist protection for Personal Accident risks

United Risk Partners provides personal accident cover for individuals, groups and specialist occupations, including professional athletes.
We arrange protection through specialist markets, with options for worldwide cover and benefits structured around the circumstances of the people being insured.

Who we support:

  • Professional athletes and sportspeople
  • Executives and business owners
  • Professionals in high-risk occupations
  • Individuals and families
  • Employers providing group accident cover
  • Frequent travellers and expatriates
  • Specialist groups and associations

What we cover

Personal accident policies can be structured around the risks faced by the individual or group, with benefits designed to provide meaningful financial support following an accident.

Accidental Death & Permanent Disability

Lump-sum benefits following accidental death or permanent disability, helping provide financial security for you and your dependants.

Temporary Disability

Financial support where an accident temporarily prevents you from working, with benefits structured around your occupation and circumstances.

Medical & Hospitalisation

Cover for eligible medical and hospital expenses resulting from an accident, helping with the costs of treatment and recovery.

Rehabilitation & Recovery

Additional benefits can include rehabilitation, specialist treatment and other support to help you recover following an accident.

Worldwide Cover

Protection can be arranged on a worldwide basis, including 24-hour cover for clients who travel frequently or work across multiple territories.

Repatriation & Emergency Assistance

Optional benefits including ambulance services, emergency assistance and repatriation where an accident occurs away from home.

Expertise for complex Personal Accident placements.

Personal accident insurance can be particularly important where an individual’s ability to work is closely tied to their physical capability.
URP combines specialist knowledge with strong market relationships, with particular expertise in personal accident insurance for professional athletes and other specialist risks.

Talk to an expert in Personal Accident insurance.

Discuss your requirements with us.

Whether you need personal protection, cover for a group or specialist insurance for professional athletes, United Risk Partners can help you structure cover around the people and risks that matter.

Graham Seymour

graham.seymour@urpinsure.com